Commercial Insurance for Businesses & Real Estate in New York, New Jersey & Florida
From a single storefront to a 100-unit apartment building, we compare coverage from multiple carriers and wholesale markets to protect your business, your property and your people.
Local, independent and on your side
We’re based in Bohemia, Long Island and work with business owners, landlords, contractors and associations across New York, New Jersey and Florida. You get a direct line to your broker, straight answers, and a program that’s reviewed at every renewal.
Sellis Brokerage is an independent insurance brokerage in Bohemia, New York. We insure apartment buildings, commercial real estate, contractors, restaurants, trucking companies and small businesses across Long Island, New York City, New Jersey and Florida.
Carriers and markets we work with
We place business insurance with carriers such as Travelers, Liberty Mutual, Seneca, Attune, ERGO NEXT, ShelterPoint, US Assure and CM&F, plus wholesale and specialty markets for hard-to-place risks.
Coverage built for your industry
Standard carriers plus wholesale and specialty markets, so even hard-to-place risks get real options.
Real estate & apartment buildings
Package policies, umbrella, D&O and crime coverage for apartment buildings from 1 to 100+ units, retail, office and mixed-use buildings, and condo and co-op associations.
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Contractors & construction
General liability, workers comp, builder’s risk, contractor’s equipment and surety bonds, with the additional insured and waiver requirements NY and NJ jobs call for.
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Restaurants, bars & hotels
Property and general liability, liquor liability and liquor bonds, workers comp and disability, and EPLI for restaurants, bars, caterers and hotels.
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Commercial auto & trucking
Single vehicles and fleets, long-haul trucking, towing operations, and hired and non-owned auto for employees who drive their own cars for work.
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Small business & professional services
Businessowner’s policies (BOP), professional liability, cyber and commercial umbrella for offices, shops, beauty and wellness businesses and service providers.
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Workers comp & NY disability
Workers compensation plus New York disability (DBL) and Paid Family Leave, the statutory coverages most New York employers are required to carry.
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Coverage built around how you do business
We start by learning your operations, contracts, leases and lender requirements, then build a program that fits.
- Access to many markets. Standard carriers plus wholesale and specialty markets for hard-to-place risks.
- One agent for everything. Property, liability, workers comp, commercial auto, and your personal policies too.
- Certificates handled for you. Certificates of insurance and additional insured endorsements when clients, landlords and lenders ask.
- Renewal reviews. We re-shop your program when pricing or coverage no longer fits.
Commercial insurance questions
What insurance does a small business need in New York?
Most New York businesses with employees must carry workers compensation, plus disability benefits (DBL) and Paid Family Leave. Beyond that, general liability and property coverage, often combined in a businessowner’s policy, protect against the most common claims. Your leases, contracts and lenders may require more.
What is a businessowner’s policy (BOP)?
A BOP packages general liability, commercial property and business income coverage into one policy, usually for less than buying them separately. It’s a good fit for many offices, shops and service businesses.
Do I need commercial auto if my employees drive their own cars?
Their personal auto policies may not fully protect your business if they cause an accident while working. Hired and non-owned auto (HNOA) coverage fills that gap, usually for a modest cost.
How is insurance for an apartment building different from a home?
Apartment and mixed-use buildings need a commercial package policy that covers the building, lost rents and your liability to tenants and visitors. Lenders typically set minimum limits, larger buildings often add an umbrella, and condo and co-op boards need D&O coverage.
What do you need to quote my business?
A description of your operations, estimated revenue and payroll, number of employees, locations and vehicles. If you’re insured today, send your current policies and loss runs too.
Get a commercial insurance quote
Tell us about your business or building and we’ll shop it with the right carriers, at no cost to you.